2 Reasons 2022 Challenged the 60/40 Portfolio Allocation Strategy

The 60/40 allocation strategy is frequently recommended when beginning your investing journey. With 60% of your portfolio in equities and 40% in bonds or other fixed-income investments, this approach has traditionally provided a balanced benefit, with high growth potential from stocks and a safety net from bonds.[1] The assumption was that stock and bond markets would [...]

2022-12-22T22:16:49+00:00December 26th, 2022|Investments|

How Rising Interest Rates Affect Your Retirement Plan

The economy in 2022 has set multiple records, first with the highest inflation rate in 40 years, and now with the highest federal reserve interest rates since 2008.[1] The US Federal Reserve has raised interest rates six times in 2022, reaching a total of 3.75% in November to curb rampant inflation.[2] Higher interest rates should [...]

2022-12-20T17:05:11+00:00December 20th, 2022|Economy, Financial Planning, Investments|

Index and Mutual Funds – Key Differences

While an index fund and a mutual fund may appear identical on the surface, there are numerous key differences between them that might be vital to your retirement portfolio. Both index funds and mutual funds diversify assets, and they are typically invested in a basket of stocks that aims to meet certain investment goals. Overview [...]

2022-12-12T19:18:15+00:00December 12th, 2022|Financial Planning, Investments|

Know This End-of-Year Roth IRA Strategy!

One way or another, Individual Retirement Accounts will be involved in retirement planning these days. Whether you want to roll over a 401(k), time your withdrawals optimally, or make catch-up contributions, your IRA strategy may be one of the key components of your income strategy. However, there is a little-known timing strategy to get more [...]

2022-12-07T16:08:32+00:00December 5th, 2022|Retirement Income, Retirement Planning|
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