Don’t Forget the Power of Compounding Interest

Einstein is quoted as saying that the most influential mathematical concept of his time, or "the eighth wonder of the world," is the concept of compounding returns.[1] Compounding interest is a financial concept that refers to the reinvestment of earned interest, allowing for the exponential growth of an initial investment. This can be a valuable [...]

2023-02-14T18:50:12+00:00February 14th, 2023|Investments|

An Update on the Crypto Industry

In 2022, the crypto industry was shaken by as capital fled the crypto markets as inflation emerged and the economic recession ensued. Shady and even fraudulent activities were uncovered at some of the most established companies. Cryptocurrencies that were once considered by some as somewhat stable collapsed as a result. So, what is going on [...]

2023-01-09T16:22:12+00:00January 9th, 2023|Investments|

2 Reasons 2022 Challenged the 60/40 Portfolio Allocation Strategy

The 60/40 allocation strategy is frequently recommended when beginning your investing journey. With 60% of your portfolio in equities and 40% in bonds or other fixed-income investments, this approach has traditionally provided a balanced benefit, with high growth potential from stocks and a safety net from bonds.[1] The assumption was that stock and bond markets would [...]

2022-12-22T22:16:49+00:00December 26th, 2022|Investments|

How Rising Interest Rates Affect Your Retirement Plan

The economy in 2022 has set multiple records, first with the highest inflation rate in 40 years, and now with the highest federal reserve interest rates since 2008.[1] The US Federal Reserve has raised interest rates six times in 2022, reaching a total of 3.75% in November to curb rampant inflation.[2] Higher interest rates should [...]

2022-12-20T17:05:11+00:00December 20th, 2022|Economy, Financial Planning, Investments|

Index and Mutual Funds – Key Differences

While an index fund and a mutual fund may appear identical on the surface, there are numerous key differences between them that might be vital to your retirement portfolio. Both index funds and mutual funds diversify assets, and they are typically invested in a basket of stocks that aims to meet certain investment goals. Overview [...]

2022-12-12T19:18:15+00:00December 12th, 2022|Financial Planning, Investments|

These 5 Risks Affect the Wealthy Retiree More Than You Thought

Having a great deal of wealth to preserve might seem straightforward. However, the number of assets and their value create unique circumstances for each investor. There are numerous wealth-preservation and investment principles applicable to everybody—for instance, establishing a tax policy, assessing a portfolio's risk exposure, and more. However, there are critical and specific concerns that [...]

2022-12-07T16:08:54+00:00November 16th, 2022|Financial Planning, Investments|

The Real Impact of Volatility

The word “volatility” is being used excessively nowadays in discussions about financial markets and the economy. “Volatility” is commonly used to describe downward trends in a market. However, that is not what volatility means! “Volatility” describes erratic price changes in stock markets or other markets over short periods of time. Differentiating Down Trends and Volatility [...]

2022-10-23T23:01:33+00:00October 24th, 2022|Investments, Stock Market|

Considerations Before Purchasing Your Second Home

A home is one of the most significant purchases you’ve made in your lifetime, so you should take your time when thinking about buying one. Many people have a favorite vacation spot in a scenic area, but they can’t spend a significant amount of time there until they’re retired. If you’re thinking about buying a [...]

2022-07-11T12:57:00+00:00July 11th, 2022|Investments, Real Estate|

3 Helpful Tips for Preserving Your Wealth

Whether you’re approaching, transitioning into, or already in retirement, it’s crucial that you develop a plan to protect your hard-earned savings. Having a solid financial plan that you can rely on is critical. It can help give you the confidence to enjoy the things that are most important to you and can help ensure that [...]

2022-05-31T14:42:23+00:00May 31st, 2022|Financial Planning, Investments|
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