The Quincy Group Blog2021-06-03T20:56:38+00:00


Will You Have Guaranteed Income Streams in Retirement?

In retirement, you have options for guaranteed income. Retirement isn’t like it used to be, and with fewer sources of guaranteed income from employers, it’s important that retirees fill these voids and have money to spend on a monthly basis.  Outside of company pensions, cash flow can be found from annuities with guaranteed lifetime cash flow, paid-off rental properties, dividend-paying stocks, installment contracts, and Social Security benefits. Do you have a plan to generate [...]

January 10th, 2022|Retirement Income|

Uncertainties Surrounding Your Retirement: The Power of Positive, Proactive Thinking

Walk into any Barnes and Noble and you’ll see a large section dedicated to self-help books. From improving relationships to losing weight, these books have some common themes regardless of the topic. Any respectable self-help book asks the reader to partake in some form of self-reflection. It kind of makes sense that, if you want to fix a problem, then you must be part of the solution. With that in mind, I’ll ask you [...]

January 3rd, 2022|Psychology|

Stay Focused on Your Retirement Goals

When working toward building and executing a successful retirement plan, it is important to stay focused on your personal goals for life in retirement. Have you ever pursued something to such an extreme level that you lost sight of the original goal?  The other day I was watching one of the pre-game sports shows where the expert commentators break down every aspect of the game. One of them had an interesting take on what [...]

December 22nd, 2021|Retirement Planning|

3 Tips for Your Social Security Strategy

For your entire working life, FICA (Federal Insurance Contributions Act) has been taking money out of your paycheck for Social Security, and our goal is to make sure you receive the maximum benefit. We create strategies for our clients to help them take advantage of the Social Security benefits throughout their life in retirement. Here are a couple quick tips to review: 1. Don’t claim Social Security until you have run a Social Security [...]

December 21st, 2021|Social Security|

Satisfy Your Expectations for Retirement

It’s amazing how closely our expectations of something can dictate how pleased we are with it. Whether it’s a service, product, or experience, your initial level of expectation will play a big role in your overall satisfaction. So what can you do to make sure your expectations for retirement are realistic? One of the easiest ways to eliminate unrealistic expectations is to do your homework.  The Internet has made it super easy to research [...]

December 13th, 2021|Retirement Planning|

Protect and Grow Your Retirement Assets

Your retirement assets will likely need to provide income for 30 or more years to sustain you in retirement. In order to properly protect and grow those assets, you must first know the percentage of your assets that: 1. Can grow in a good investment market. Diversification is important in regard to the amount of your total portfolio that is designated for growth as there is a “risk-reward element”.  While it’s great to take [...]

December 6th, 2021|Financial Planning, Investments, Stock Market|

Take Control of Your 401(k) Rollover

Oftentimes, 401(k) plans are filled with poor investment decisions and high fees. And, depending on the company you work for, you might not have been given the proper information needed to carefully evaluate your 401(k) options. Rolling your 401(k) type balances out of your plan at age 59½ may allow you to take better control and improve your retirement investments. Typically, there is a 10-percent penalty if you withdraw money from a 401(k) plan [...]

November 29th, 2021|Retirement Income|

Investment Plans: The Before and After

Your investment mix and overall investing plan are essential components of a safe, secure, and enjoyable life in retirement. If you don’t have an investment plan and aren’t sure what to do at the moment, keeping investments in cash may be appropriate before you have a plan to execute. And, if you do have an investment plan in place, then it is important to consistently monitor it and ask questions after the fact to [...]

November 22nd, 2021|Financial Planning, Investments|

Take Stock in Your Retirement Investing Strategy

As you find yourself at, near, or in retirement, it is extremely important that you take stock or ownership in your investing strategy. In addition, you’ll want to find and work closely with a trusted financial professional to routinely review and potentially modify your investment mix. First, it is important to look at your employer’s stock because you want to make sure you don’t have too much of your investment with them. Most likely, [...]

November 15th, 2021|Retirement Planning, Stock Market|




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